With all the homes destroyed in recent years, the need to keep an inventory of your home is obvious. People lose household items they forgot they had. With a good inventory list, you will fair much better with your insurance claim. We see three ways people are offering services in this area.
We just don’t have any clue as to all the stuff we have in our homes. If we want to get any claims on items stolen or damaged, we need records. This is why a home inventory company can be successful.
Most people could easily do this themselves. It’s not hard, but tedious. Businesses, offering to help, have a few ways they can do this.
The first way is to just do the inventory for the client. This involves going to the home and documenting all of the important items in the house.
Then you organize this in a folder, or on a CD, along with necessary forms and paperwork for your client. He then has documentation of everything important for the insurance company, should it ever be needed. This should be stored away from the home in a safe place.
Other people are just selling a software program that helps homeowners do the work themselves. They follow the directions and use the forms to create a complete inventory file. Customers just purchase the software.
Yet another way to do home inventory is through a website. Here, you use the software on the website to create and update your inventory file. You store your file with the website also.
This seems like a clever solution. You won’t lose your list. Your file is immediately in a safe place.
You can access your data anytime you want. Updates are easy because of this. You can make hard copies of your inventory as added security.
This seems like a way to go. The website will charge a small annual or monthly fee. This is for use of the software, and storage of your data.
This is a growing business as people see the need to know what they own in case something happens. There are good opportunities to offer services to these people. Perhaps you could operate your own home inventory company.
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